Guide to Fix Bad Credit and Have a Good Credit History

credit-reports

A credit report is a detailed breakdown of an individual or a juridical person’s credit history that is normally prepared by the credit bureau agency; it is an important piece of document that provides the complete credit transaction history of a business or an individual. Credit reports make good supporting documentation to determine whether such […]

Why Applying For A Credit Card Hurts Your Credit Score

Applying For A Credit Card

Applying for a credit card can be a great way to build your credit score. But does applying for a credit card hurt your credit? The answer is yes, it will hurt it temporarily. As soon as you apply, your credit score will drop by a few points because it brings more hard inquiries into […]