Workplace injuries are a potential risk in every industry, and your consultancy business is no exception. As a consultant, you help other business owners navigate and find success.
But this means that you need to protect your business as much as you do theirs. Injuries can occur when your employees slip and fall or if you trip over the stairs if you’re running a solo-consultancy firm.
There are also repetitive strain injuries that often occur when you spend a lot of time on your desk or computer. So how do you go about this? Here’s what to do when you get injured at work but you are a consultant:
1. Report the injury immediately
Quick response after an injury will reduce its severity and ultimately, how much the accident could cost your consultancy business in the long run.
As a consultant, you’ll need to plan ahead and develop a risk response plan, so you’ll know what to do when you suffer an injury. A solid plan will help you minimize work hazards, prevent injuries and create response plans for different accidents when they occur.
2. Keep all communication lines open
If you get injured at work, you should keep open lines of communication with your insurance provider. It’s in your best interest to communicate with the doctor, claims adjuster, and your insurance agent of choice so as to speed up the claims process, which will ultimately allow you to receive the funds that you need to pay for treatment.
3. Cash in on your workers compensation policy
Workers compensation is as important for you as a consultant as it is for any other business. Even if you work in a low-risk environment, it will only take one simple accident to jeopardize your business finances.
Not having the right coverage can be devastating, and in extreme cases, may lead you to shut down operations when expanded into a lawsuit.
Reputable firms like Workers Compensation Mount Holly will keep you safe as you keep the ball rolling. Whether you’re a one-man show or a larger consulting firm, you will benefit from the right coverage.
In case of an accident, your compensation coverage will guarantee you the following:
- Payment of medical costs incurred
- Provision of services needed to recover and return to work
- Protection from employee lawsuits
- Reimbursement for any lost wages
When you have your workers comp, both you and the employees who work in your consultancy firm will have the coverage they need when they get injured at work.
The Bottom Line
As a consultant, your work is not as physically hazardous, but you could still face work-related injuries. Additionally, your employees may injure themselves or fall ill for work-related reasons.
This means that a workers compensation insurance cover will sort out their expenses and part of their lost wages. It’s exactly what you need to run your consultancy business seamlessly!