Guide to Fix Bad Credit and Have a Good Credit History

credit-reports

A credit report is a detailed breakdown of an individual or a juridical person’s credit history that is normally prepared by the credit bureau agency; it is an important piece of document that provides the complete credit transaction history of a business or an individual. Credit reports make good supporting documentation to determine whether such […]

Hard vs Soft Inquiries – What Do They Mean On Your Credit Report?

credit-card-inquiries

If you were a little worried to see the word “inquiry” on your report, rest assured that is nothing that would damage your credit standing in any way. However, everyone is interested in finding out what hard vs soft inquiries mean. In both cases, inquiries do become a part of your credit report. Although they […]