Should I Pay Off My Credit Card Debt with a Personal Loan?

credit-reports

There are many reasons people want to get rid of their credit card debt. Not only can it be a hassle to keep track of and make payments on your balances each month, but it’s also one of the most expensive types of debt to carry. According to data from WalletHub, the average interest rate […]

Hard vs Soft Inquiries – What Do They Mean On Your Credit Report?

credit-card-inquiries

If you were a little worried to see the word “inquiry” on your report, rest assured that is nothing that would damage your credit standing in any way. However, everyone is interested in finding out what hard vs soft inquiries mean. In both cases, inquiries do become a part of your credit report. Although they […]